OB1 INSURANCE AGENCY

Your Trusted Independent Insurance Agency Protecting Families, Retirees, and Businesses

Choosing insurance shouldn’t be overwhelming or impersonal. At OB1 Insurance, our independent team makes it simple to compare plans, understand your options, and get covered with a focus on Medicare, home, auto, life, and business insurance.



FEATURED ON

OB1 Insurance is a trusted resource for Medicare and insurance guidance in Upstate New York, recognized by local news stations and newspapers for its commitment to service, expertise, and community support.

A Higher Standard of Service Rooted in New York, Dedicated to You

For decades, OB1 Insurance has guided Upstate NY residents and businesses through life’s important decisions. We’re not just insurance experts—we’re locals who listen, explain, and customize every solution to fit your world. Whether you’re seeking Medicare clarity, reliable home protection, or smart business coverage, you can always count on us for outstanding service, personal attention, and clear answers. Here, you get a caring team—never generic advice or corporate scripts.

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Insurance Solutions We Provide

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Medicare Insurance

Compare Medicare Advantage, Supplement (Medigap), and Part D plans side by side—get expert help navigating enrollment, deadlines, and drug coverage.

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Life Insurance

Simplified issue life insurance, juvenile life insurance, guaranteed and final expense plans. Coverage for every stage—protect your family and legacy.

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Homeowners Insurance

Coverage for your home and belongings in Upstate NY. Expert help with claims, replacement cost, and special coverages for condos and renters.

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Auto Insurance

Affordable auto insurance—liability, comprehensive, and more. Local advice for New York drivers, including classic and collector car options.

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Business Insurance

Independent advice for local businesses—BOPs, commercial auto, general liability, workers comp, group health, and more.



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Health & Supplemental

Dental, vision, critical illness, accident & hospital, short-term care, and travel medical insurance—extra peace of mind for families and retirees.

Why Choose OB1 Insurance?

At OB1 Insurance, we believe protecting what matters most starts with trust, clarity, and personal support. From your home and vehicle to your business, your health, and your loved ones, we’re here to help you feel confident in every coverage decision. As a local, independent insurance agency serving Upstate New York from Mayfield and Clifton Park, we take the time to understand your needs and match you with insurance solutions that truly fit—never one-size-fits-all policies or corporate scripts.

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Independent broker: We compare top carriers for you—never limited to just one company.

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Locally rooted: Deep experience in New York, with offices in Mayfield & Clifton Park.

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Client-focused service:Personalized guidance and responsive support to help you understand your coverage options and make confident insurance decisions.

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Trusted and transparent: Better Business Bureau member, top-rated on Trustpilot, established relationships with leading insurance partners.

Frequently Asked Questions

  • What types of insurance does OB1 Insurance specialize in?

    We focus on Medicare insurance, life, home, auto, and business coverage for New York residents and retirees.

  • How do I get a Medicare card?

    We help you navigate enrollment and answer all Medicare questions—including how to get and use your red, white, and blue Medicare card.

  • Can I get life insurance if I have diabetes?

    Yes—ask about diabetic life insurance, simplified issue, and guaranteed issue plans.

  • How do I file a home insurance claim?

    Our agents walk you through every step. We also explain what’s covered and how much homeowners insurance you need.

  • Can I compare Medicare Advantage plans side by side?

    Yes—OB1 makes it easy to compare plans, including Medigap Plan K, and review benefits for your situation.

  • Do you offer business and group health insurance?

    Yes—we serve small businesses with commercial, group health, and specialty coverage.

Insurance Partners

We work with a carefully selected group of reputable insurance carriers to provide coverage options across commercial, agricultural, personal, health, and life insurance needs.

Let’s Find the Right Coverage for You

Your local insurance partner right here in Upstate New York, with offices in Mayfield and Clifton Park. We’re part of the communities we serve, and we’re here to provide clear guidance, personal support, and coverage you can feel confident about—whether you’re planning for retirement, protecting your home, or growing your business.

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